Large sections of the population, particularly the most vulnerable are being forced to pay for the reckless mistakes of the banks, either through government cuts or recession related redundancies.
Moving your money to an ethical bank is the first very simple thing you can do until we'll reach the ideal option - a true full-reserve banking (a bank that doesn't promise you instant access to your money even though it's lent to somebody else) which would also give customers a choice in how their money was invested .
Today the banks decide where to invest your money – not you! When you put money in the bank in present system it becomes the banks' legal property to do as they like with.
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